Five year plan?

(Five year plan?)Is it really that necessary to have a five year plan? The first plan i had was simple- go to college and get a degree. Done that, now what? I had some other random ideas of things to do, but haven't acted upon them yet, like: get an apartment or townhome, pay off (most) of my credit card debt, go back to school.

Essentially if you want to split hairs, I'm three years late into another five year plan.